Tax Calculator
Choose tax regime and enter details
Estimate Indian Income Tax for FY 2025 (New Regime) with slab‑wise breakdown, Section 87A rebate, optional ₹50,000 standard deduction and 4% cess. Compare with the old regime. Read quick guides or go to homepage.
RegimeTips
- Values update as you type; the Calculate button is optional.
- Use "Compare New vs Old" to see both regimes side by side.
- Toggle standard deduction and 4% cess to refine estimates.
- Residential status affects rebate eligibility; age affects Old regime only.
- Enter STCG/LTCG/lottery in their fields; they are taxed at special rates.
- See slab rates below: Income Tax Slabs & Rates.
- This is an estimate; check official calculator before filing.
Results
- Gross Income
- ₹0
- Regime
- New
- Other Deductions
- ₹0
- Standard Deduction
- ₹0
- STCG 111A Tax
- ₹0
- LTCG 112A Tax
- ₹0
- Lottery/Winnings Tax
- ₹0
- Total Deductions
- ₹0
- Taxable Income
- ₹0
- Tax (pre‑surcharge)
- ₹0
- Surcharge
- ₹0
- 4% Cess
- ₹0
- Total Tax
- ₹0
Note: Estimates based on the selected regime for FY 2025. Surcharge (if any) not included.
Special-rate taxes included for STCG 111A (15%), LTCG 112A (10% above ₹1L) and lottery (30%). Surcharge rules simplified with caps per law.
Reference: Income Tax e‑Filing portal (AY 2025‑26 guidance)
Cross‑check: Official Tax Calculator
Tax Breakdown
Total: ₹0
FAQs about the Income Tax Calculator▾
What does this income tax calculator do? It estimates your Indian income tax using the selected regime, showing a clear breakdown of slab tax, surcharge, and cess.
Is the income tax calculator accurate? It is an estimate based on simplified rules for FY 2025. Always verify with the official calculator or consult a professional.
Can I compare regimes in the income tax calculator? Yes. Enable “Compare New vs Old” to view totals side by side.
Important Notes & Info▾
This tool estimates income tax for FY 2025 (AY 2026‑27) under the selected regime. Actual liability may vary based on your specific facts and law changes.
- New regime slabs: 0% up to ₹3,00,000; 5% for ₹3,00,001–₹7,00,000; 10% for ₹7,00,001–₹10,00,000; 15% above ₹10,00,000.
- 4% Health & Education Cess can be toggled. Surcharge (if applicable at high incomes) is not included.
- Standard deduction of ₹50,000 can be toggled. Eligibility depends on current provisions for your income category.
- Deductions entered are treated as overall reductions against income for estimation. Under the new regime, many traditional deductions/exemptions are not available.
- Section 87A rebate is applied when eligible: up to ₹7,00,000 (new regime) or up to ₹5,00,000 (old regime). Other reliefs, MAT/AMT, special income rates, TDS/TCS credits, or set‑offs are not covered.
- Special-rate incomes are taxed separately and added: STCG 111A at 15%, LTCG 112A at 10% after ₹1,00,000 exemption, lottery/winnings at 30%. Surcharge on these is capped at 15%.
- GST vs. Income Tax: This calculator is for Income Tax. For information on Goods and Services Tax (GST), an indirect tax, please see our GST Information page.
Reference: Income Tax e‑Filing portal
Income Tax Slabs & Rates
New Regime (FY 2025)
| Income Range | Rate |
|---|---|
| Up to ₹3,00,000 | 0% |
| ₹3,00,001 – ₹7,00,000 | 5% |
| ₹7,00,001 – ₹10,00,000 | 10% |
| Above ₹10,00,000 | 15% |
Section 87A rebate for residents up to ₹7,00,000 taxable income. 4% cess applies on tax plus surcharge. Surcharge capped at 25% in New regime.
Old Regime
| Income Range | Rate |
|---|---|
| Up to ₹2,50,000 | 0% |
| ₹2,50,001 – ₹5,00,000 | 5% |
| ₹5,00,001 – ₹10,00,000 | 20% |
| Above ₹10,00,000 | 30% |
Section 87A rebate for residents up to ₹5,00,000 taxable income. 4% cess applies on tax plus surcharge. Surcharge on specified gains (111A/112A) capped at 15%.